Mary Ross Gilbert is a Managing Director in the Capital Structure Analysis Research Group covering the consumer, retail, food, and education sectors. She has over 28 years experience conducting fundamental research, identifying attractive investing opportunities throughout the capital structure of consumer-related companies. Prior to joining Imperial Capital in 2001, Mrs. Gilbert was with Tucker Anthony Sutro and US Bancorp Libra for a combined period of over ten years acting in the capacities of Senior Investment Analyst and Director of Research. Prior to this period, she had over six years of investment analysis experience working for several major institutional investors including The Airlie Group, Columbia Savings, and Caywood-Christian Capital Management. Responsibilities included overseeing approximately $350 million of consumer-related corporate debt and equity securities that were part of a larger $4 billion portfolio at Columbia Savings. Mrs. Gilbert received her B.A. in Journalism from California State University, Northridge, and holds the Chartered Financial Analyst (CFA) designation from the CFA Institute.